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  American
Heritage
Mortgage

39 Simon St.
Nashua, NH
Unit #9
03060

603-
880-9797

 

 

BORROWER'S CHECKLIST

Your Guide to a Speedy Mortgage Approval

Items to Support Your Loan Application

· Pay stubs for 30 day period

Last two years:

· Federal Income Tax Returns

· W-2 or 1099 forms

Last three months:

· Bank Statements

· Retirement or IRA Statements

· Mutual Funds or Stocks

Copies of:

· Sales contract

· Loan contracts not on credit report

· Title of cars owned free and clear

· Leases on property you own

· Gift letter and copy of check

· Divorce and child support documents

· Separation papers

· Closing statement on recent property sale

Explanation of:

· Source of down payment and closing costs

· Late, slow or no payments

Also:

· Homeowners Insurance Information

· Check for Appraisal

· Check for Credit Report

If Self-Employed:

· Signed copies of last two years' business tax returns

· Year-to-date profit & loss statement

· Personal financial statement

· K-1 on all partnerships

If Renting:

· If renting, last twelve months of canceled rent checks.

 

 

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